PTO Accrual Calculator
Calculate how much PTO you've accrued, what's left after time off taken, and how much you'll have on a future date — given your annual PTO, start date, and as-of date.
Limitations: Assumes a straight pro-rata accrual. Does NOT model waiting periods, tenure-based tier bumps (1 → 3 → 5 years), accrual caps / rollovers, or separate sick/personal banks. Check your employer's handbook.
What to do next: This is a planning tool — the source of truth is your HR system. Many companies stop accruing once you hit a cap, and some front-load PTO on Jan 1 rather than accruing monthly.