Home Maintenance Budget Estimator
Estimate how much to set aside for home maintenance annually, monthly, and weekly based on home value and an age-tier factor.
Limitations: Planning rule of thumb. Actual maintenance is lumpy — roof, HVAC, water heater, and appliances fail on long cycles. Over 10 years the average holds; any one year can be much higher or lower. HOA / condo fees are separate.
What to do next: Set aside the monthly reserve in a dedicated sinking-fund savings account. When a big repair lands, the money is already separated from daily cash flow.